Reliable Truck Insurance for Owners, Operators, and Fleets

Liability

Liability insurance helps cover liability risks when a driver from your company is involved in an accident. This coverage may include bodily injury liability, which is designed to help cover injury-related costs and medical expenses for the injured party.

Coverage may also extend to property damage liability and legal expenses. It can help cover necessary costs for property damage sustained during an accident along with expenses associated with legal defense.

Get a quote for commercial trucking insurance with Synestia Insurance and protect your trucking operation with confidence.

Motor Truck Cargo Insurance

Motor truck cargo insurance, also known as cargo insurance, helps cover commodities or freight carried by a for-hire driver.

It can help cover cargo liabilities related to damaged or lost cargo caused by collision, fire, or load striking. In cases where a load is dumped, debris removal or pollutant extraction expenses may also be covered depending on the policy.

This coverage may also help with further losses involving cargo, legal expenses, customer losses, or issues related to an undelivered cargo load.

Physical Damage Coverage

Physical damage coverage helps protect your vehicle against damage, including comprehensive coverage for risks such as vandalism, theft, collision, and certain non-collision causes.

Collision coverage helps provide financial protection when a truck is damaged through physical contact with another vehicle or object, such as rocks, trees, fences, buildings, or animals.

Comprehensive coverage helps protect against damage caused by vandalism, theft, fire, falling objects, and weather events.

Fire and theft with combined additional coverage, also known as specified perils insurance or limited comprehensive truck insurance, combines fire and theft protection for selected covered perils.

Trailer Interchange

Trailer interchange insurance helps provide coverage for physical damage to trailers pulled under a trailer interchange agreement.

A trailer interchange agreement acts as a contract for transferring trailers from one driver to another. It places responsibility on the driver transporting the trailer for damages that may occur while the trailer is in their possession.

In this situation, commercial trucking insurance can act as physical damage coverage for non-owned trailers, helping protect against damage from collision, theft, fire, explosion, and vandalism.